Which 2022 Lasso Healthcare MSA Plan is Right for You?
Choose between two plan options across our entire 2022 service area. Our Growth MSA is tailored for individuals looking to reduce their financial risk, with lower deductible and member responsibility amounts. Our Growth Plus MSA is tailored for individuals looking to maximize their deposit amount.
- $2,000 deposit *
- $5,000 plan deductible *
- $3,000 member responsibility
- $3,000 deposit *
- $8,000 plan deductible *
- $5,000 member responsibility
You are also responsible for paying:
- Your monthly Part B premium.
- 100% of any non-Medicare covered Qualified Medical Expenses (QMEs), via either your MSA funds or out-of-pocket, before and after you reach the plan deductible.
* Deposit and deductible amounts shown above are full calendar-year amounts, based on a January 1 effective date. If you enroll for a partial calendar year, the deposit and deductible amounts will be prorated based on the month your coverage becomes effective with Lasso Healthcare.
Effective Month of Coverage | Amount Deposited into Your MSA | Deductible Amount |
---|---|---|
January | $2,000.00 | $5,000.00 |
February | $1,833.37 | $4,833.37 |
March | $1,666.70 | $4,666.70 |
April | $1,500.00 | $4,500.00 |
May | $1,333.36 | $4,333.36 |
June | $1,166.69 | $4,166.69 |
July | $1,000.00 | $4,000.00 |
August | $833.35 | $3,833.35 |
September | $666.68 | $3,666.68 |
October | $500.00 | $3,500.00 |
November | $333.34 | $3,333.34 |
December | $166.67 | $3,166.67 |
Effective Month of Coverage | Amount Deposited into Your MSA | Deductible Amount |
---|---|---|
January | $3,000 | $8,000 |
February | $2,750 | $7,750 |
March | $2,500 | $7,500 |
April | $2,250 | $7,250 |
May | $2,000 | $7,000 |
June | $1,750 | $6,750 |
July | $1,500 | $6,500 |
August | $1,250 | $6,250 |
September | $1,000 | $6,000 |
October | $750 | $5,750 |
November | $500 | $5,500 |
December | $250 | $5,250 |
Our Coverage Area
Our 2022 MSA plans are available in every county in each of the states below.
- Alabama
- Alaska
- Arizona
- Arkansas
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Minnesota
- Mississippi
- Missouri
- Montana
- New Hampshire
- New Mexico
- Nevada
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Texas
- Utah
- West Virginia
- Wyoming
Health Expenses & Your Deductible
We pay 100% of additional Medicare-covered expenses once you reach your plan deductible. Click through the tabs below to see how each expense type is treated.
These are expenses covered under Medicare Part A & Part B, such as doctor visits, hospital stays and most lab tests.
Question | Determiination |
---|---|
Count towards plan deductible? | YES |
Taxed/penalized by IRS (if paid with MSA funds)? | NO |
Refer to the Medicare handbookMedicare & You Handbook for further information on how Medicare covers health expenses.
These are expenses NOT covered by Medicare Part A & Part B, such as routine dental, routine eye care, and routine hearing.
Question | Determiination |
---|---|
Count towards plan deductible? | NO |
Taxed/penalized by IRS (if paid with MSA funds)? | NO |
Refer to Qualified Medical expensesIRS Publication 502 for a detailed listing of Qualified Medical Expenses.
These are all other expenses, such as food, clothing, and housing under Non-qualified expenses.
Question | Determiination |
---|---|
Count towards plan deductible? | NO |
Taxed/penalized by IRS (if paid with MSA funds)? | YES |
Suggestions for Maximizing Your MSA's Value
Take full advantage of what makes a Medicare MSA plan so special, and make the plan work for you.