Looking for 2019 information?

Learn More

Find out if the Lasso Healthcare MSA is available in your zip code.
Meet our 2020 MSA

Lasso Healthcare MSA 2020 Plans/Regions

Each of our three plan designs, or Regions, features the same annual deposit amount and covered benefits.

Region 1
  • $3,240 deposit *
  • $7,400 plan deductible *
  • $4,160 member responsibility
Region 2
  • $3,240 deposit *
  • $8,400 plan deductible *
  • $5,160 member responsibility
Region 3
  • $3,240 deposit *
  • $9,400 plan deductible *
  • $6,160 member responsibility

You are also responsible for paying:

  • Your monthly Part B premium.
  • 100% of any non-Medicare covered Qualified Medical Expenses (QMEs), via either your MSA bank account funds or out-of-pocket, before and after you reach the plan deductible.

* Deposit and deductible amounts shown above are full calendar-year amounts, based on a January 1 effective date. If you enroll for a partial calendar year, the deposit and deductible amounts will be prorated based on the month your coverage becomes effective with Lasso Healthcare MSA.

Effective Month of Coverage Amount Deposited into Your MSA Deductible Amount for
Region 1 / 2 / 3
January $3,240 $7,400 / $8,400 / $9,400
February $2,970 $7,130 / $8,130 / $9,130
March $2,700 $6,860 / $7,860 / $8,860
April $2,430 $6,590 / $7,590 / $8,590
May $2,160 $6,320 / $7,320 / $8,320
June $1,890 $6,050 / $7,050 / $8,050
July $1,620 $5,780 / $6,780 / $7,780
August $1,350 $5,510 / $6,510 / $7,510
September $1,080 $5,240 / $6,240 / $7,240
October $810 $4,970 / $5,970 / $6,970
November $540 $4,700 / $5,700 / $6,700
December $270 $4,430 / $5,430 / $6,430

Our Coverage Area

We offer one of three Lasso Healthcare MSA plans in every county in these states:

See which plan is offered in your county:

  • Arizona
  • Arkansas
  • Delaware
  • District of Columbia
  • Georgia
  • Hawaii
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Minnesota
  • Mississippi
  • Montana
  • New Mexico
  • Nevada
  • North Carolina
  • North Dakota
  • Ohio
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Texas
  • Utah
  • Wyoming

Health Expenses & Your Deductible

We pay 100% of additional Medicare-covered expenses once you reach your plan deductible. Click through the tabs below to see how each expense type is treated.

These are expenses covered under Medicare Parts A & B, such as doctor visits, hospital stays and most lab tests.

Count towards plan deductible? YES
Taxed/penalized by IRS (if paid with MSA funds)? NO

Refer to the Medicare & You Handbook for further information on how Medicare covers health expenses.

These are expenses NOT covered by Medicare A & B, such as routine dental, routine eye care and routine hearing.

Count towards plan deductible? NO
Taxed/penalized by IRS (if paid with MSA funds)? NO

Refer to IRS Publication 502 for a detailed listing of Qualified Medical Expenses.

There are all other expenses, such as food, clothing and housing.

Count towards plan deductible? NO
Taxed/penalized by IRS (if paid with MSA funds)? YES

 

maisy robot cartoon

Say Hello to MAISY

Take the complexity out of evaluating and seeing the financial value of your Medicare coverage options with MAISY, our financial analyst and resident data geek.

5 Suggestions for Maximizing Your MSA's Value

Take full advantage of what makes Medicare MSA plans so special, and make the plan work for you.

Have a plan to cover the difference between the deposit and deductible

Have a plan to cover the difference between the deposit and deductible

Spend time planning how you’ll cover the Member Responsibility amount now to minimize surprises later. Worried about unexpected hospitalization costs? Consider a supplemental HIP/hospital indemnity plan.

Have a plan to manage your health

Have a plan to manage your health

It’s expensive to be unhealthy! Work with your care team to establish an individualized care plan, and focus your efforts on good preventive medicine.

Avoid using MSA funds on non-qualified expenses

Avoid using MSA funds on non-qualified expenses

Unless you’ve accounted for the extra tax and penalty implications, aim for not spending the funds on any non-qualified expenses.

Consider investing excess balance

Consider investing excess balance

If your Optum Bank MSA account balance is over $2,000, you should speak with your financial advisor about investing the excess balance in other investment vehicles.

Be a savvy health shopper

Be a savvy health shopper

For expenses not covered by Medicare, inquire about pricing before incurring a service. Ask other providers their cost for the same service to find lower pricing.

Scroll